Never negotiate based on monthly payments. Focus strictly on the total price including taxes and fees to avoid hidden dealership markups.
New cars can lose 20–30% of their value in the first two to three years. If you plan to sell within five years, buying a 3–5 year-old used car—which has already absorbed this hit—might be better. should you buy a new car
Federal tax credits for EVs were killed in late 2025, making new EVs significantly more expensive. Leasing an EV may be safer due to rapid technology changes and faster depreciation. Never negotiate based on monthly payments