Account — Savings

The app scans the last 90 days of transactions to determine the "Burn Rate."

The user selects a target (e.g., "3 Months of Expenses").

Most savings accounts are static. "The Safety Net" is an active automation layer that uses Predictive Round-ups and Tax-Refund Logic to help users reach an emergency fund goal without feeling the "pinch" of manual transfers. Key Components

Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend.