Their monthly rent was slightly higher than the market rate, but $200 of each payment was set aside as "rent credits" toward their future down payment. The Three-Year Strategy
Sarah and Mark found a home through a local program that specialized in buyers with credit challenges. They signed a contract that combined two key elements: rent to buy homes with bad credit
The couple knew that simply living in the house wouldn't automatically fix their credit, as RTO payments are rarely reported to credit bureaus. To ensure they could qualify for a mortgage at the end of the term, they took active steps: Their monthly rent was slightly higher than the