New Jersey Auto Insurance Quotes Guide

: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements

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Drivers often share that shifting between major carriers is the most effective way to manage rising costs in the state. : Those who prefer working with a dedicated local agent

: Noted for having the best customer service scores in the Mid-Atlantic region. new jersey auto insurance quotes