Buying A House — Married Couple

: Experts often suggest the 28% rule , where your total housing payment (principal, interest, taxes, insurance, and HOA fees) does not exceed 28% of your gross monthly income.

Before looking at properties, you must have an open and honest conversation about your combined financial position. married couple buying a house

: Lenders typically look at both spouses' credit scores and debt-to-income ratios. Be transparent about student loans, car payments, and credit card balances. : Experts often suggest the 28% rule ,