: Defined as not owning a home in the last three years.
: This is a deferred-payment "silent second" loan for down payments or closing costs. It typically covers up to 3.5% of the purchase price. low income home buying assistance california
Many of California's largest cities and counties operate their own "Low Income Purchase Assistance" (LIPA) programs to supplement state aid. : Defined as not owning a home in the last three years