Know Your Credit Score -

: A higher score often leads to lower interest rates, reducing the overall cost of borrowing.

Knowing your credit score is the first step toward building financial confidence. It is a three-digit number, typically ranging from , that acts as a financial "grade" for your creditworthiness. Why Your Score Matters know your credit score

: Lenders use this score to decide whether to lend you money for a home, car, or credit card. : A higher score often leads to lower

According to Banner Bank and Genisys Credit Union , five key components typically make up your score: 5 things that make up your credit score - Banner Bank typically ranging from