You own both the home and the land (easier to finance).

Many states require the title transfer to be notarized.

Used mobile homes can hide structural issues. Never buy "as-is" without checking these specific areas:

Low purchase price, but moving costs can exceed $5,000–$15,000.

These are "personal property" loans for homes in parks. Expect higher interest rates. Personal Loans: Useful for older, cheaper models.