Lenders typically demand a credit score of 700+ , a debt-to-income (DTI) ratio below 43% , and 6–12 months of cash reserves .
High-net-worth individuals often don't want to liquidate their investments (like stocks or bonds) because they don't want to pay capital gains taxes or lose out on market growth. how do people buy million dollar homes
Buyers use their investment portfolios as collateral to secure interest-only loans . Lenders typically demand a credit score of 700+