Insurance - Home

Protection if someone is injured on your property and sues you.

Standard policies almost never cover flood damage. You must purchase separate flood insurance through the National Flood Insurance Program (NFIP) or a private carrier. home insurance

Detached buildings like garages, fences, or sheds. Protection if someone is injured on your property

Insurance is for "sudden and accidental" events. If your roof leaks because it is 30 years old and poorly maintained, your claim will likely be denied. 💡 Pro Tips to Lower Your Premium 7 Things Nobody Tells you About Homeowners Insurance home insurance

Like floods, ground movement usually requires a specific endorsement or separate policy.