: Exclusive to veterans, active-duty service members, and eligible surviving spouses. These typically require 0% down and no monthly mortgage insurance.
DPA programs help cover the upfront costs that often stop people from buying. These are usually offered through state housing finance agencies (HFAs) or local nonprofits. Federal Housing Administration government assistance to buy a home
: Perfect for those with lower credit scores or smaller savings. You can put down as little as 3.5% with a credit score of 580. : Exclusive to veterans, active-duty service members, and
The federal government doesn't usually lend money directly, but it "backs" certain loans. This insurance reduces the risk for lenders, allowing them to offer you better terms. : Exclusive to veterans