The "easiest" path depends on whether you want a modern, no-haggle experience or a traditional dealership connection:

These operate like Amazon for cars. You browse a national inventory, secure financing, and sign everything digitally. The car is delivered to your driveway on a flatbed truck.

Before browsing, get pre-approved for a loan through your bank or credit union. Having a pre-approved rate in hand prevents you from being "sold" high-interest financing by the online retailer and lets you shop as a cash buyer, which simplifies the checkout process.