: Applications are processed through Citibank , which primarily pulls from Experian , though it may also use Equifax or TransUnion .
When Does the Best Buy Credit Card Report to Credit Bureaus? credit score for best buy card
: Applying triggers a hard credit inquiry , which can temporarily lower your credit score by about five points. : Applications are processed through Citibank , which
To qualify for a , you generally need a credit score of at least 640 for the store-only version or 700+ for the Visa versions . There are three distinct versions of the card, and your application is typically reviewed for the highest-tier card first before being considered for others. Credit Score Requirements by Card Type My Best Buy® Visa Platinum To qualify for a , you generally need
The Best Buy® Credit Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. Best Buy Store Card Credit Score Requirement - WalletHub
While your credit score is the primary driver, Citibank also considers: