: The variety of accounts you have, such as credit cards, retail accounts, and installment loans (auto, student, or mortgage).
: Considers the age of your oldest account and the average age of all accounts. credit-score-complete
: The most critical factor; it tracks whether you pay bills on time. : The variety of accounts you have, such
: Also known as credit utilization; it measures how much of your available credit you are currently using. such as credit cards