: Governance structures and historical repayment behavior.
: Ratings are expressed as letter grades, typically ranging from AAA (highest quality) to D (default) . credit rating wiki
A is an independent, letter-graded assessment of the creditworthiness of a business or government entity. It serves as a measure of an obligor's ability and willingness to meet its financial obligations, such as bond interest and principal payments, in full and on time. Key Characteristics : Governance structures and historical repayment behavior