: Review and sign your final documents, pay your closing costs, and receive the keys to your new home. Essential Documents You'll Need
: Create a "must-have" vs. "nice-to-have" list (e.g., number of bedrooms, neighborhood) and start touring homes.
: Your agent will help you submit a formal offer with contingencies like a home inspection or financing. can you buy a house
But First, Paperwork: 18 Key Documents You’ll Need to Buy a House
: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget. : Review and sign your final documents, pay
To move forward, you will need to gather these specific "papers" for your lender:
: Review your credit score (aim for 620+) and calculate how much you can afford for a monthly payment. : Your agent will help you submit a
: Provide your lender with final documents (pay stubs, tax returns) to move from pre-approval to a final mortgage commitment.