To purchase real estate with retirement funds, you must follow a specific legal and administrative structure:
Unlocking Real Estate: A Guide to Buying Investment Property with an IRA
Violating IRS rules can lead to the immediate disqualification of your IRA, making the entire balance taxable.
: The IRS mandates that you and your IRA remain separate entities. The IRA owns the property—you do not.
Can You Use Your IRA to Invest in Real Estate? - Rocket Dollar