Buy Up | Plan

: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims .

: Premiums are significantly lower than buying a second standalone policy because the deductible reduces the insurer's risk. buy up plan

Understanding the difference between these two is critical for selecting the right coverage: Standard Top-Up Plan Super Top-Up Plan Triggered per single hospitalisation. Triggered by cumulative expenses in a year. Multiple Claims Deductible must be crossed for each new claim. : Ideally, choose a buy-up plan that shares

: Just like base plans, these often have waiting periods (usually 2–4 years) for pre-existing conditions. buy up plan