Block has aggressively shifted toward returning value to investors.
: The company leveraged its internal AI agent layer, "Goose," to increase engineer productivity by 40%.
Under CEO Jack Dorsey, Block executed a massive in early 2026, cutting headcount from over 10,000 to under 6,000.
The Case for Buying Block, Inc. (SQ): From Fintech Disruptor to Efficient Profit Engine
: The company is deepening its Uber partnership and expanding Borrow (lending), aiming for lending products to contribute 25% of gross profit by 2028. 3. Shareholder-Friendly Capital Allocation
: The company recently increased its share repurchase authorization by $5 billion , adding to a prior program that saw $790 million in buybacks in Q4 2025 alone.
: Wall Street maintains a "Strong Buy" rating, with an average price target of $84.67–$92.50 , suggesting a double-digit upside from current levels near $71.
: AOI margins are projected to reach 26% in 2026, up significantly from prior years. 2. The Power of Integrated Ecosystems