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: Generally, the younger and healthier you are when you buy, the more affordable your premiums will be.

Nine months later, life took an unpredictable turn. David, who was otherwise healthy, went in for a routine outpatient knee surgery. That evening, he felt unwell and was rushed back to the hospital. He passed away the next day from a sudden stroke caused by a blood clot. buy life insurance now

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: Even a policy that is only months old can provide a full payout to beneficiaries in their darkest moments. That evening, he felt unwell and was rushed

For years, David and Sarah had a running joke about their "Someday List." On it were things like visiting the Swiss Alps, finishing the basement, and finally getting life insurance. As a 35-year-old engineer and stay-at-home parent to two young kids, they felt they had plenty of time.