Bad debt expense has risen to approximately 28% of sales due to inflationary pressures on consumers.
Helps collectors prioritize accounts that have had zero activity versus those making small "good faith" payments. 3. Static Pool (Vintage) Analysis buy here pay here payment center
60+ day delinquency reached a high of 6.65% at the end of 2025. Bad debt expense has risen to approximately 28%
A BHPH payment center's success is measured by rather than just sales volume. High-performing centers typically maintain a payment yield (actual cash collected vs. scheduled) of 85% or higher. Core Industry Benchmarks (2024–2026) buy here pay here payment center
Identifies customers who are delinquent but have paid something recently.