The "Buy Here Pay Here" (BHPH) Market in San Antonio: A Comprehensive Overview

: Rising vehicle prices and interest rates in 2025 led many San Antonio consumers to turn to BHPH retailers to avoid excessive debt.

: Increased costs for vehicle parts and imports in 2025 and early 2026 have pressured BHPH dealers to raise prices by up to 25%, straining the budgets of lower-income buyers. Operational Mechanics in San Antonio