Maya almost fell for a "too good to be true" offer on a social media marketplace. She remembered a warning from consumer experts that Visa and Mastercard gift cards are common targets for scammers. She also found out that even the 5% Target Circle Card discount explicitly excludes prepaid Visa cards.
Every few months, stores like Staples or Office Depot run promotions where they waive the activation fee on $200 Visa gift cards, essentially giving her a "discount" by removing the extra cost. 3. Avoiding the Traps
Maya quickly realized that Visa gift cards are rarely sold for less than their face value because they are as good as cash. While retailers like Card Depot offer discounts on brand-specific cards (like 15% off Adidas), general-purpose Visa cards usually come with ranging from $3.95 to nearly $7.00. 2. Finding the "Hidden" Deals
Her journey into the world of secondary gift card markets taught her three major lessons: 1. The Quest for the Elusive Discount
She learned to look for specific workarounds to bypass these costs: