Best Buy Credit Promotions (2026 Update)

You can choose the 15% back OR flexible financing, but not both on the same transaction. 2. Flexible Financing: 0% Interest Periods

For a limited time, new cardmembers can earn on their first day of purchases. best buy credit promotions

You receive the standard 5% back plus a 10% bonus for that first day. You can choose the 15% back OR flexible

On unlocked phones ( $649+ ) or home theater/smart home kits ( $799+ to $1,499+ ). My Best Buy Visa® Card You receive the standard 5% back plus a

If you'd rather pay over time, Best Buy offers tiered deferred-interest plans based on how much you spend: On storewide purchases of $299+ . 18 Months: On major appliances of $599+ .

Upgrading your home theater or snagging the latest laptop is an investment. Best Buy offers two primary credit paths—the (store-only) and the My Best Buy Visa® Card (use anywhere)—to help soften the blow with either massive upfront rewards or long-term interest relief. 1. The Welcome Offer: 15% Back in Rewards

You must make the purchase within 14 days of account opening.