Best Buy Credit Card Hardship Program May 2026

: While the program itself doesn't automatically hurt your score, reporting modified terms or closing an account may cause a temporary dip.

To qualify, you must demonstrate a , such as: Job loss or significant income reduction. Serious medical emergencies or illness. Natural disasters or other severe unforeseen events. How to Apply

The is a temporary repayment plan offered through Citibank (the card issuer) to help cardholders facing significant financial distress . Program Details & Benefits best buy credit card hardship program

: Enrolling often results in your account being closed or your credit limit being significantly reduced to prevent further debt.

: If Citibank cannot offer direct relief, organizations like DebtWave work with Best Buy to provide nonprofit credit counseling and debt management plans. Best Buy Hardship Program for Debt Payment & APR Relief : While the program itself doesn't automatically hurt

: Monthly minimum payments are often reduced to fit a stricter budget during your hardship.

: Some programs may include the suspension of late or over-limit fees. Eligibility Requirements Natural disasters or other severe unforeseen events

: Call the customer service number on the back of your card or your billing statement to request "hardship assistance".