: Regularly checking these reports—which you can currently do weekly for free —allows you to catch inaccuracies or identity theft before they cost you a home loan, a car, or even a job. Important Tips Annual Credit Report.com - Home Page

: Complete the Annual Credit Report Request Form and mail it to the Annual Credit Report Request Service at P.O. Box 105281, Atlanta, GA 30348-5281. Why This Number Matters: A Useful Story

: Someone stole your identity months ago and opened a fraudulent account in your name.

: By calling the Annual Credit Report number , you could have spotted this error months earlier during a routine "financial physical".

You can request your reports through these official channels: : Call 1-877-322-8228 . Online : Visit the official AnnualCreditReport.com website.